![\"\"](\"http:\/\/blog.castle-estates.co.uk\/staffordshire\/wp-content\/uploads\/sites\/4\/2011\/03\/3-House-on-Fire-110311.jpg\" "\\"Property")
<\/a><\/p>\nThese days, there seems to be an insurance package for just about anything. Is it possible to have too little, or even too much insurance?<\/p>\n
Advice for Tenants: Accidental Damage<\/strong><\/p>\n Insurance isn\u2019t just something for Landlords to consider, Tenants can also take out protection against damage to the Landlords goods. Whilst this might not seem very relevant renting an unfurnished property, don\u2019t forget that the carpets, curtains and any other fixings still belong to the Landlord and are classed as their goods. It only takes the click of a finger to spill something over the carpet and the cost of replacement could be very costly. Insurance can be taken for accidental damage where Tenants would only need to pay the excess.<\/p>\n Landlord Advice<\/strong><\/p>\n The obvious insurance that springs to mind for Landlords is buildings & contents<\/a>. In the event of a major fire of flood, for instance, a homeowner could be left with nothing but an unsafe, uninhabitable pile of bricks. It is also important to make sure the goods are valued correctly, there isn\u2019t much point in having insurance to cover \u00a310,000 of items if they are actually worth \u00a315,000!<\/p>\n Rent Guarantee Insurance<\/strong><\/p>\n Landlords can also take out insurance to protect themselves against loss of rent. This might not seem necessary with a good, steady tenant but what happens if the tenant suddenly finds themselves out of work? With no money coming in, they would have no way of paying the rent. And, although there may be a deposit held, this may not be enough to cover a number of months rent owing.<\/p>\n What can Castle Estates do?<\/strong><\/p>\n Castle Estates<\/a> work in association with an independent insurance brokers<\/a> who can provide quote for the above services. More information is available on our website or by contacting us directly.\u00a0<\/span><\/p>\n","protected":false},"excerpt":{"rendered":" By Craig Smith These days, there seems to be an insurance package for just about anything. Is it possible to have too little, or even too much insurance? Advice for Tenants: Accidental Damage Insurance isn\u2019t just something for Landlords to consider, Tenants can also take out protection against damage to the Landlords goods. Whilst this …<\/span> Read More →<\/span><\/a><\/span><\/p>\n","protected":false},"author":4,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[2],"tags":[26,30,39,46,51],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/blog.castle-estates.co.uk\/staffordshire\/wp-json\/wp\/v2\/posts\/43"}],"collection":[{"href":"https:\/\/blog.castle-estates.co.uk\/staffordshire\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.castle-estates.co.uk\/staffordshire\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.castle-estates.co.uk\/staffordshire\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.castle-estates.co.uk\/staffordshire\/wp-json\/wp\/v2\/comments?post=43"}],"version-history":[{"count":1,"href":"https:\/\/blog.castle-estates.co.uk\/staffordshire\/wp-json\/wp\/v2\/posts\/43\/revisions"}],"predecessor-version":[{"id":1783,"href":"https:\/\/blog.castle-estates.co.uk\/staffordshire\/wp-json\/wp\/v2\/posts\/43\/revisions\/1783"}],"wp:attachment":[{"href":"https:\/\/blog.castle-estates.co.uk\/staffordshire\/wp-json\/wp\/v2\/media?parent=43"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.castle-estates.co.uk\/staffordshire\/wp-json\/wp\/v2\/categories?post=43"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.castle-estates.co.uk\/staffordshire\/wp-json\/wp\/v2\/tags?post=43"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}